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If my Direct Consolidation Loan has already been made, I understand that ED must receive this request within 180 days of the date my Direct Consolidation Loan was made. I further understand that by adding these loans my repayment term may be extended, my interest rate may change, and my monthly payment Credit Direct Limited is a non-bank finance company with its Head-Quarters in Lagos, Nigeria. It was established in 2007 and is focused on providing Payroll based Micro Consumer loans to validly employed civil servants in Nigeria with a view to expanding her target market to incorporate the private sector and then create footprints across Africa. The UK’s leading unsecured credit direct lender.

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